Pickup truck insurance data is best understood through vehicle exposure, crash outcomes and relative loss experience. The available U.S. evidence spans registered pickups, occupant deaths, injury estimates, rollover fatalities, alcohol involvement and historical insurance-loss indices rather than a national pickup-only premium series.
Key Pickup Truck Insurance Statistics
The most useful figures for understanding pickup truck insurance risk in the United States include:
- In 2011, 4,270 occupants of U.S. pickups were killed.
- In 2019, 54,174,715 pickup vehicles were registered in the United States, according to a registration estimate.
- In 2019, the pickup occupant fatality rate was 7.78 per 100,000 registered vehicles in the United States.
- In 2020, 4,330 U.S. pickup occupants were killed.
- In 2020, the pickup occupant fatality rate was 7.95 per 100,000 registered vehicles.
- In 2011, an estimated 237,548 U.S. pickup occupants were injured, equal to 486 injuries per 100,000 registered vehicles.
- In 2016, an estimated 293,777 U.S. pickup occupants were injured, equal to 574 injuries per 100,000 registered vehicles.
- In 2020, an estimated 236,264 U.S. pickup occupants were injured, equal to 434 injuries per 100,000 registered vehicles.
- In 2011, the pickup rollover fatality rate was 4.07 per 100,000 registered vehicles in the United States.
- In 2019, the pickup rollover fatality rate was 2.96 per 100,000 registered vehicles.
- In 2020, the pickup rollover fatality rate was 3.27 per 100,000 registered vehicles.
- In 2011, 1,877 pickup drivers involved in fatal crashes were alcohol-impaired, representing 24% of involved drivers.
- In 2014, 1,936 pickup drivers involved in fatal crashes were alcohol-impaired, representing 25%.
- In 2015, 2,058 pickup drivers involved in fatal crashes were alcohol-impaired, representing 24%.
- In 2024, pickup occupants accounted for 4,034 U.S. deaths, including 3,348 drivers and 684 passengers.
- In 2024, frontal impacts accounted for 2,467 pickup occupant deaths, or 61% of the pickup total.
- For 1996–1998 model years, the all-large-pickup injury loss index was 57, where 100 represented the all-vehicle average.
- For 1996–1998 model years, the all-large-pickup theft loss index was 122, where 100 represented the all-vehicle average.
Contents
- Pickup registrations and fatality trends
- Pickup injury estimates and insurance risk
- Pickup rollover statistics
- Alcohol involvement in fatal pickup crashes
- 2024 pickup occupant deaths and crash patterns
- Historical pickup insurance loss indices
Pickup Truck Insurance Statistics: Registrations and Fatality Trends
NHTSA’s Traffic Safety Facts data combines FARS occupant-fatality records with registration estimates supplied by Polk/IHS Markit. The resulting rates use registered vehicles as the denominator, so they are exposure measures rather than miles-driven rates, claim frequencies or premium quotes.
| Year | Registered pickups | Pickup occupant deaths | Deaths per 100,000 registered pickups |
|---|---|---|---|
| 2011 | 48,912,291 | 4,270 | 8.73 |
| 2012 | 48,465,436 | 4,343 | 8.96 |
| 2013 | 48,644,891 | 4,175 | 8.58 |
| 2014 | 49,134,966 | 4,249 | 8.65 |
| 2015 | 49,911,616 | 4,471 | 8.96 |
| 2016 | 51,212,656 | 4,470 | 8.73 |
| 2017 | 51,853,163 | 4,335 | 8.36 |
| 2018 | 53,177,694 | 4,267 | 8.02 |
| 2019 | 54,174,715 | 4,213 | 7.78 |
| 2020 | 54,442,406 | 4,330 | 7.95 |
Source: Traffic Safety Facts – 2020 Data: Passenger Vehicles. Pickup is treated as a light-truck category, and the registration figures are estimates.
The rate was 8.73 per 100,000 registered pickups in 2011 and 7.95 in 2020, while the estimated registered fleet increased from 48,912,291 to 54,442,406. These figures describe changes in fatalities relative to registered-vehicle exposure, not changes in the price of insurance.
Pickup Truck Injury Data and Insurance Risk
NHTSA estimated pickup-occupant injuries at 237,548 in 2011 and 242,298 in 2012, with rates of 486 and 500 per 100,000 registered vehicles. The 2013 estimate was 225,494 injuries, or 464 per 100,000, followed by 241,873 injuries and 492 per 100,000 in 2014.
| Year | Estimated injured occupants | Injuries per 100,000 registered vehicles | Data design |
|---|---|---|---|
| 2011 | 237,548 | 486 | NASS GES estimate |
| 2012 | 242,298 | 500 | NASS GES estimate |
| 2013 | 225,494 | 464 | NASS GES estimate |
| 2014 | 241,873 | 492 | NASS GES estimate |
| 2015 | 243,432 | 488 | NASS GES estimate |
| 2016 | 293,777 | 574 | CRSS estimate |
| 2017 | 259,216 | 500 | CRSS estimate |
| 2018 | 265,282 | 499 | CRSS estimate |
| 2019 | 266,662 | 492 | CRSS estimate |
| 2020 | 236,264 | 434 | CRSS estimate |
Source: Traffic Safety Facts – 2020 Data: Passenger Vehicles. NHTSA’s 2011–2015 estimates use NASS GES, while 2016–2020 estimates use CRSS; the designs are not directly comparable.
The 2015 estimate was 243,432 injured occupants at 488 per 100,000 registered vehicles. The 2016 estimate was 293,777 at 574 per 100,000, but that change should not be interpreted as a clean year-to-year trend because the survey design changed.
In 2017, 259,216 pickup occupants were estimated injured at 500 per 100,000; the corresponding figures were 265,282 and 499 in 2018, 266,662 and 492 in 2019, and 236,264 and 434 in 2020. These are survey-based injury estimates, not insurance claim counts.
Pickup Truck Rollover Statistics and Coverage Context
Rollover fatality rates provide a specific view of severe crash outcomes within the broader pickup fatality series. They fell from 4.07 per 100,000 registered vehicles in 2011 to 2.96 in 2019, then measured 3.27 in 2020.
| Year | Pickup rollover fatalities per 100,000 registered vehicles |
|---|---|
| 2011 | 4.07 |
| 2012 | 4.15 |
| 2013 | 3.91 |
| 2014 | 3.88 |
| 2015 | 3.89 |
| 2016 | 3.77 |
| 2017 | 3.53 |
| 2018 | 3.20 |
| 2019 | 2.96 |
| 2020 | 3.27 |
Source: Traffic Safety Facts – 2020 Data: Passenger Vehicles. These are occupant-fatality rates in rollover crashes using registered pickups as the exposure denominator.
The annual series peaked at 4.15 per 100,000 in 2012 before declining through 2019. Because the measure records fatality outcomes, it should not be converted into a coverage limit, deductible recommendation or dollar premium without separate insurance pricing data.
Pickup Truck Insurance Statistics by Driver Alcohol Involvement
NHTSA defines alcohol-impaired driving here as a blood alcohol concentration of at least 0.08 g/dL. The population is pickup drivers involved in fatal crashes, including both killed and surviving drivers.
| Year | Alcohol-impaired pickup drivers | Share of involved drivers |
|---|---|---|
| 2011 | 1,877 | 24% |
| 2012 | 1,919 | 24% |
| 2013 | 1,887 | 24% |
| 2014 | 1,936 | 25% |
| 2015 | 2,058 | 24% |
Source: Traffic Safety Facts – 2020 Data: Passenger Vehicles. The percentages are shares among involved pickup drivers, not shares of all pickup drivers or all insurance claims.
The count was 1,877 alcohol-impaired pickup drivers in 2011 and 1,919 in 2012, with each year representing 24% of involved drivers. It was 1,887 and 24% in 2013, 1,936 and 25% in 2014, and 2,058 and 24% in 2015.
2024 Pickup Occupant Deaths and Crash Patterns
IIHS recorded 4,034 pickup occupant deaths in the United States in 2024: 3,348 drivers and 684 passengers. Drivers represented 83% of the pickup occupant deaths, while passengers represented 17%.
| 2024 pickup occupant measure | Deaths | Share of pickup occupant deaths |
|---|---|---|
| Drivers | 3,348 | 83% |
| Passengers | 684 | 17% |
| Frontal initial impact | 2,467 | 61% |
| Side initial impact | 660 | 16% |
Source: Fatality Facts 2024: Passenger vehicle occupants. Impact point refers to the initial impact point, and the total includes recorded occupants.
Frontal impacts accounted for 2,467 deaths, or 61% of the pickup total, while side impacts accounted for 660 deaths, or 16%. These categories describe the initial impact point and do not represent the full range of crash circumstances or insurance claim outcomes.
Historical Pickup Truck Insurance Loss Indices
HLDI’s historical loss indices compare insurance loss results with an all-vehicle average of 100 for each loss category. They are not current premiums, and the model-year period is 1996–1998.
| Vehicle or group | Injury index | Collision index | Theft index |
|---|---|---|---|
| All large pickups | 57 | 73 | 122 |
| GMC 2500 series 4×4 | 33 | 67 | Not displayed |
| Ford F-150 series 4×4 | 55 | 69 | 83 |
| Toyota Tacoma series 4×4 | 91 | 103 | 140 |
Source: Injury, Collision, & Theft Losses by make and model, 1996-98 models. The indices are HLDI-specific relative results, with 100 equal to the all-vehicle average in each category.
For all large pickups, the injury index was 57, the collision index was 73 and the theft index was 122. The GMC 2500 series 4×4 recorded 33 for injury and 67 for collision; no theft index was displayed for that model.
The Ford F-150 series 4×4 recorded 55 for injury, 69 for collision and 83 for theft. The Toyota Tacoma series 4×4 recorded 91 for injury, 103 for collision and 140 for theft.
These results are useful as historical comparisons of loss experience, but they should not be presented as current quote levels. The available public evidence is strongest for crash exposure and loss risk; a pickup-only national premium series was not included in the cited sources.